{"id":470,"date":"2026-04-17T20:46:51","date_gmt":"2026-04-17T20:46:51","guid":{"rendered":"https:\/\/jpraena.com\/?p=470"},"modified":"2026-04-18T07:44:33","modified_gmt":"2026-04-18T07:44:33","slug":"requisitos-segunda-oportunidad-barcelona","status":"publish","type":"post","link":"https:\/\/jpraena.com\/ca\/requisits-segona-oportunitat-barcelona\/","title":{"rendered":"Requisits per acollir-se a la Llei de Segona Oportunitat a Barcelona"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"470\" class=\"elementor elementor-470\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cab6128 e-flex e-con-boxed e-con e-parent\" data-id=\"cab6128\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-405ed55 elementor-widget elementor-widget-heading\" data-id=\"405ed55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Requisits per acollir-se a la Llei de Segona Oportunitat a Barcelona el 2024<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4756534 elementor-widget elementor-widget-text-editor\" data-id=\"4756534\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>La <strong>Llei de Segona Oportunitat a Barcelona<\/strong> permet a persones f\u00edsiques, aut\u00f2noms i petites empreses cancel\u00b7lar definitivament els seus deutes i comen\u00e7ar de zero. No obstant aix\u00f2, cal complir una s\u00e8rie de <strong>requisits legals<\/strong> per accedir a aquest mecanisme.<\/p><p>Al nostre despatx de <strong>advocats especialitzats a la Llei de Segona Oportunitat a Barcelona<\/strong>, analitzem el teu cas de manera gratu\u00efta per confirmar si compleixes els requisits i maximitzar les teves possibilitats d&#039;\u00e8xit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2be5944 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2be5944\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-127efb6 elementor-widget elementor-widget-heading\" data-id=\"127efb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Requisit 1: Ser persona f\u00edsica o aut\u00f2nom<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-016d4d1 elementor-widget elementor-widget-text-editor\" data-id=\"016d4d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>La Llei de Segona Oportunitat a Espanya est\u00e0 dissenyada exclusivament per a <strong>persones f\u00edsiques<\/strong>:<\/p><ul><li>Particulars amb deutes personals (pr\u00e9stecs, hipoteques, targetes).<\/li><li>Aut\u00f2noms amb deutes dactivitat professional.<\/li><li>Socis de societats que hagin avalat personalment els deutes de lempresa.<\/li><\/ul><p><strong>Important:<\/strong> Les persones jur\u00eddiques (SL, SA) no es poden acollir a aquest mecanisme, per\u00f2 s\u00ed al concurs de creditors.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12e9479 elementor-widget elementor-widget-heading\" data-id=\"12e9479\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Requisit 2: situaci\u00f3 d&#039;insolv\u00e8ncia actual o imminent<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b891556 elementor-widget elementor-widget-text-editor\" data-id=\"b891556\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Has de demostrar que et trobes en una situaci\u00f3 de <strong>insolv\u00e8ncia<\/strong>:<\/p><ul><li><strong>Insolv\u00e8ncia actual:<\/strong> No pots fer front als teus deutes en aquest moment.<\/li><li><strong>Insolv\u00e8ncia imminent:<\/strong> Preveu que en els propers mesos no podr\u00e0s pagar.<\/li><li>Els deutes han de ser exigibles i el deutor ha d&#039;haver intentat negociar amb els creditors.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b46603 elementor-widget elementor-widget-heading\" data-id=\"7b46603\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Requisit 3: Actuar de bona fe<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c96e7a6 elementor-widget elementor-widget-text-editor\" data-id=\"c96e7a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>La <strong>bona fe<\/strong> \u00e9s el requisit m\u00e9s important i m\u00e9s valorat pels tribunals barcelonins:<\/p><ul><li>No haver estat condemnat per delictes econ\u00f2mics els 10 anys anteriors.<\/li><li>No haver rebutjat ofertes de feina adequades durant els 4 anys previs (per a assalariats).<\/li><li>No haver obtingut l&#039;exoneraci\u00f3 en els darrers 10 anys.<\/li><li>Haver intentat un acord extrajudicial de pagaments previ (excepte excepcions).<\/li><li>No haver incorregut en deutes de forma temer\u00e0ria o fraudulenta.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-518df08 elementor-widget elementor-widget-heading\" data-id=\"518df08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Requisit 4: L\u00edmit m\u00e0xim de deute<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1f745b elementor-widget elementor-widget-text-editor\" data-id=\"c1f745b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>El deute total <strong>no ha de superar els 5 milions d&#039;euros<\/strong> per accedir al procediment simplificat. Aquest l\u00edmit afecta la gran majoria de casos a Barcelona:<\/p><ul><li>La majoria de particulars i aut\u00f2noms a Barcelona se situen molt per sota aquest llindar.<\/li><li>S&#039;hi inclouen tot tipus de deutes: bancaris, amb Hisenda, Seguretat Social, particulars.<\/li><li>Els deutes amb l&#039;AEAT i la TGSS tenen un tractament especial i es poden exonerar parcialment.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81e4f0a elementor-widget elementor-widget-heading\" data-id=\"81e4f0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Proc\u00e9s per verificar els requisits i sol\u00b7licitar la Segona Oportunitat a Barcelona<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5b6e3a elementor-widget elementor-widget-text-editor\" data-id=\"d5b6e3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ol><li><strong>Consulta gratu\u00efta:<\/strong> Els nostres advocats analitzen la teva situaci\u00f3 sense cap cost ni comprom\u00eds.<\/li><li><strong>Documentaci\u00f3:<\/strong> Preparem el llistat complet de deutes, creditors i b\u00e9ns.<\/li><li><strong>Intento d&#039;acord extrajudicial:<\/strong> Mediaci\u00f3 davant de notari o cambra de comer\u00e7 de Barcelona.<\/li><li><strong>Declaraci\u00f3 de concurs:<\/strong> Si l&#039;acord fracassa, presentem la sol\u00b7licitud davant del Jutjat Mercantil de Barcelona.<\/li><li><strong>Liquidaci\u00f3 i exoneraci\u00f3:<\/strong> Liquidaci\u00f3 del patrimoni (si n&#039;hi ha) i sol\u00b7licitud de l&#039;exoneraci\u00f3 del passiu insatisfet (BEPI).<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d6354c0 elementor-widget elementor-widget-heading\" data-id=\"d6354c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Preguntes freq\u00fcents sobre els requisits de la Segona Oportunitat a Barcelona<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6496c1c elementor-widget elementor-widget-accordion\" data-id=\"6496c1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1051\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1051\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Puc sol\u00b7licitar la Segona Oportunitat si tinc deutes amb Hisenda a Barcelona?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1051\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1051\">S\u00ed. La reforma del 2022-2024 permet exonerar parcialment els deutes amb l&#039;Ag\u00e8ncia Tribut\u00e0ria (AEAT) i la Seguretat Social (TGSS). Hi ha un l\u00edmit exonerable per\u00f2 en molts casos suposa un gran alleujament. Consulta&#039;ns.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1052\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1052\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Perdo el meu habitatge habitual si m&#039;acullo a la Segona Oportunitat?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1052\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1052\">No necess\u00e0riament. La reforma del 2024 introdueix noves mesures per protegir la vivenda habitual a Barcelona. En molts casos \u00e9s possible conservar la casa mitjan\u00e7ant un acord amb el banc creditor. Els nostres advocats poden assessorar-te.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1053\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1053\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quant de temps tinc per sol\u00b7licitar la Segona Oportunitat a Barcelona?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1053\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1053\">No hi ha un termini m\u00e0xim estricte, per\u00f2 s\u00ed que \u00e9s important actuar a temps: com m\u00e9s aviat se sol\u00b7liciti, menor ser\u00e0 l&#039;impacte econ\u00f2mic. Si rebeu una demanda d&#039;embargament, la urg\u00e8ncia \u00e9s m\u00e0xima.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1054\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1054\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Puc tornar a sol\u00b7licitar la Segona Oportunitat si la vaig obtenir abans?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1054\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1054\">No. Nom\u00e9s podeu obtenir l&#039;exoneraci\u00f3 una vegada cada 10 anys. Si ja et vas beneficiar anteriorment, haur\u00e0s d&#039;esperar 10 anys des de la resoluci\u00f3 judicial.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1055\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1055\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Qu\u00e8 passa amb els avals de tercers si m&#039;acullo a la Segona Oportunitat?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1055\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1055\">L&#039;exoneraci\u00f3 nom\u00e9s us beneficia a tu. Els avalistes, fiadors o codeutors solidaris segueixen sent responsables dels deutes avalats. \u00c9s important informar els avalistes abans d&#039;iniciar el proc\u00e9s.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ef01d8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0ef01d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6e60ba elementor-align-center elementor-widget elementor-widget-button\" data-id=\"a6e60ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jpraena.com\/ca\/contacte\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Demana la teva consulta gratu\u00efta<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Requisitos para acogerse a la Ley de Segunda Oportunidad en Barcelona en 2024 La Ley de Segunda Oportunidad en Barcelona permite a personas f\u00edsicas, aut\u00f3nomos y peque\u00f1as empresas cancelar definitivamente sus deudas y empezar de cero. Sin embargo, es necesario cumplir una serie de requisitos legales para acceder a este mecanismo. En nuestro despacho de [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-470","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/jpraena.com\/ca\/wp-json\/wp\/v2\/posts\/470","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jpraena.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jpraena.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jpraena.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/jpraena.com\/ca\/wp-json\/wp\/v2\/comments?post=470"}],"version-history":[{"count":20,"href":"https:\/\/jpraena.com\/ca\/wp-json\/wp\/v2\/posts\/470\/revisions"}],"predecessor-version":[{"id":638,"href":"https:\/\/jpraena.com\/ca\/wp-json\/wp\/v2\/posts\/470\/revisions\/638"}],"wp:attachment":[{"href":"https:\/\/jpraena.com\/ca\/wp-json\/wp\/v2\/media?parent=470"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jpraena.com\/ca\/wp-json\/wp\/v2\/categories?post=470"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jpraena.com\/ca\/wp-json\/wp\/v2\/tags?post=470"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}